What is TATA AIG Insurance
Also Read:- TATA AIG Health Insurance
Benefits Of TATA AIG Health Insurance
TATA AIG is dedicated to providing you with the best possible service. Here are a few reasons why our health insurance plan is the best option for you:
No Sub-Limit on Hospital Room Rent
Our health insurance plans give you the option of having the upper limit on your hospital rent expenditures abolished as long as the expense is covered by the plan's sum insured. As a result, you can receive treatment in a hospital room without having to worry about paying for the room out of pocket.
No Co-Pay
You can remove the room rent limit if you have TATA AIG medical insurance coverage. This means you can choose the nicest hospital room for your treatment without having to worry about out-of-pocket costs. You don't have to be concerned as long as the amount is covered by your sum insured.
Maternity Cover
The Tata AIG Maternity Cover was created to help you financially at this special time in your life. You are eligible for a maternity expense reimbursement of up to 50,000 under this policy, which can be increased to 60,000 if your kid is a girl. The number of pregnancies covered by this feature is unlimited; however, the maternity benefit is only active four years after the start of your health insurance plan with us.
Pre & Post Hospitalization Cover
Pre-hospitalization expenses incurred 30 to 60 days before your admission to a hospital, as well as post-hospitalization expenses incurred 60 to 90 days following your departure from the hospital, are covered if you are insured under the Tata AIG Medicare line of health insurance products. Keep in mind that these restrictions differ from one plan to the next.
Cover For Pre-Existing Illnesses
When you buy a Tata AIG health insurance policy, you obtain coverage for pre-existing conditions, but only once the waiting period has passed. This pre-existing sickness waiting time normally begins two to five years after the health insurance policy is purchased.
Cashless Claims
We've reached out to a large number of people. We've partnered with more than 7200 hospitals around the country to provide cashless claims. Simply let us know about your treatment a few days ahead of time, or as soon as possible if it's an emergency, and we'll take care of the payment.
Tax Benefits
Section 80D of the Income Tax Act of 1961 exempts the premium you pay when you buy medical insurance from taxes. You can claim a maximum deduction of INR 25,000 if the insured individuals are under the age of 60. You can claim an additional INR 50,000 discount if you also buy coverage for an older parent above the age of 60. Please keep in mind that tax benefits are subject to change as a result of changes in income tax regulations. Please keep in mind that tax benefits are subject to change as a result of changes in the Internal Revenue Code.
Ambulance Cover
In the event of an emergency, our health insurance coverage will cover the cost of an ambulance to transfer you or another insured person to the nearest hospital.
No-Claim Bonus
You are eligible for a cumulative bonus if you do not make any claims against your medical insurance coverage in a single year. In other words, we'll boost your insured amount while keeping your health insurance premiums the same. As a result, you'll get more coverage for the same price. We'll boost the money insured by a set percentage for each year without a claim.
AYUSH Cover
You're covered by the Tata AIG Medicare line of health insurance policies not just for modern medical procedures, but also for Ayurveda, Yoga, Naturopathy, Unani, Sidhu, and Homeopathy treatments (AYUSH).
Cover For Daycare Procedures
A Tata AIG health insurance plan's health insurance benefits also include coverage for daycare treatments, which are medical procedures that require a hospital stay of fewer than 24 hours. More than 540 childcare procedures are covered with our Medicare and Medicare Protect plans.
COVID-19 Cover
Given the severity of the continuing COVID-19 pandemic, you are covered for COVID-19 medical expenses with Tata AIG health insurance coverage. We've got your back if you're diagnosed with the virus.
Hospitalization Expenses
The Tata AIG health insurance policies cover you for hospitalization expenditures incurred for the treatment of any medical condition or accident covered by the plan and are not expressly excluded in the policy wordings.
